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Increase Home Value
Remodeling your home has great return on investments!
Simple financing options for your home renovation
Whether you’re planning a major home renovation or a small project, there are financing options to help.
Planning a Small-Medium Renovation
Project?
Typically these projects include bathrooms, kitchens, outdoor
renovations, or new flooring.
Line of Credit
This is a low-cost way to finance your renovation
and is suitable for projects that take a longer time;
payment is required in instalments.
Personal Loan
Suitable if renovation payments are required up
front in a lump sum. Loan is paid off with fixed
monthly payments over a specific period, and terms
range from 1-5 years with fixed or variable rates.
Planning a Large Renovation
Project?
Typically these projects include bathrooms, kitchens, outdoor
renovations, or new flooring.
Secured Line of Credit
Use the equity in your home or your
investment portfolio as collateral to secure a higher
credit limit at a lower interest rate.
RBC Homeline Plan®
Manage a mortgage and line of credit under one plan and use the equity in your home to finance a larger renovation project.
Mortgage Refinancing
Refinance your existing mortgage to access the
funds for a renovation up front in one lump sum, up
to 80% of the current value of your home.
Mortgage Add-On
Add on to your existing RBC mortgage to access
additional funds for your renovation, with potential
changes to existing interest rate and monthly payments.
